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I’ve been amazed to read some of the backlash written about the iTunes gift card class action lawsuit settlement.  The basics of the case are that, at one point during 2009, Apple was selling iTunes gift cards with a marketing statement that promised songs for 99 cents each.  In reality, some songs were 99 cents, while the prices on others had been raised to $1.29.  A group of consumer has sued for the difference in cost as well as attorney’s fees.  Apple loyalists have written in defense of the company, claiming this was an honest mistake that will be corrected.  On the other side of the coin, Apple-haters are accusing the company of knowingly lying to and cheating the public.  I imagine the truth may be somewhere in between, but that is not what interests me.  Instead, I’m once again stunned to realize the degree of passion many people feel in regards to Apple – some in favor and some against.  Few companies produce such strong reactions in us, and my guess is that the death of Steve Jobs will further polarize the two sides.

Many people have incorporated stretching as a warm-up practice before they lift weights or perform a workout routine. In fact, stretching has become almost mythical in the realm of exercise – stretch before you exercise to warm up, stretch after exercising to cool down, and stretch even more if you are experiencing soreness or tight in any body part.

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The commonly held ideas about stretching, though, are little more than myths not backed by experimentation, and may even lead to injury. For a number of reasons, it may be better not to stretch before exercising and instead engage other techniques to warm up. The first reason not to stretch is that the scientific world has discovered little evidence that it helps prevent tissue damage.

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Second, static stretching has been discovered to damage muscle tissues in people who perform the activity. A final reason to reconsider stretching before exercising is that the activity can raise pain tolerance. This all indicates that stretching can cause tissue damage itself and then desensitize the damaged area as the pain threshold is increased.

There are two main questions that must be addressed once a mortgage company goes out of business and is taken over by the FDIC. The first is whether or not all of the proper processes of the FDIC must be exhausted by the homeowners before they can have a court analyze their claims against the bank. The second is which claims against mortgage lender misconduct would even be worth pursuing in light of the legal protections the FDIC has.

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In terms of the first issue, statutes govern the administrative claims process that homeowners must use when a bank fails and is taken into receivership by the FDIC. In essence, the FDIC has the right to disallow claims made by homeowners, but the agency must send out a notice informing them of borrowers’ right to present their claims within a stipulated period of time (90 days from the date the notice is published). Then the FDIC has another 180 days to decide if it will allow the claim or not.

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The second issue involes which claims would survive a bank takeover. The FDIC has numerous protections against claims that may have been made against the original bank, current mortgage holder, and servicing company. Borrowers and their lawyers will have to address a number of concerns to decide if and what claims would survive.

Women face all sorts of health challenges that are rarely discussed among the general public.  One of those has come into the public’s awareness in recent months – pelvic organ prolapse.  This is a condition where the pelvic organs such as the uterus, bladder, and rectum, sag into the vagina and can actually push out of it because the muscles that are supposed to support them become damaged or weakened.  Though it occurs mostly to menopausal women, it is an eventual result of childbirth.  The condition is much more known today than it was a few months ago thanks to news articles and stories covering a July 2011 FDA warning that cautioned surgeons against the use of a form of surgical mesh to treat pelvic organ prolapse.  The transvaginal mesh has been found to cause life-altering health problems that are permanent for some women.  Also in the news are the thousands of cases brought to manufacturers of transvaginal mesh by a vaginal mesh attorney.  The FDA has not yet required a recall of the product, but medical device experts believe that may be the next step.  It’s a shame that it takes a medical device recall for people to learn of a health condition that affects some many women on an ordinary basis.

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Four games into the season, the New York Giants are 3 -1 and tied for the division lead with the Washington Redskins, and the one person not surprised by this is head coach Tom Coughlin. Even though it is no secret that the veteran Coughlin is on the hot seat this season due to the Giants poor performances in the latter part of the previous two seasons, he is remaining extremely positive and optimistic in spite of his off season losses to free agency and his early season injuries.

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Picking it up is exactly what the rest of the team has done, pulling out three fourth quarter wins. On Sunday, the G-Men came back from a 10 point hole in the fourth, and pulled out a 31-27 win over Arizona. The difference thus far this season has been a lack of turnovers. Quarterback Eli Manning threw a career high 25 interceptions last season. Thus far, Manning has only tossed two, a stat that will keep the Giants within striking distance of anyone on their schedule. Despite the loss of his two favorite receivers to free agency, Steve Smith and Kevin Boss, Manning has been able to flourish and find some new favorites.

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Both Mario Manningham and Victor Cruz have risen to the challenge and indicated big play potential in the early part of this season. So how good could the G-Men be this season? No one knows. Things do look better, though, and when they bring back some of their injured players to the defensive side of the ball, watch out, things could get rough for opponents.